U.S. Congressman Scott Perry has claimed that the United States Agency for International Development (USAID) has provided funding to terrorist groups, including Boko Haram.

Perry, a Republican from Pennsylvania, made this allegation during the first meeting of the Subcommittee on Delivering on Government Efficiency on Thursday, according to PUNCH.

“Who gets some of that money? Does that name ring a bell to anybody in the room? Because your money, your money, $697 million annually, plus the shipments of cash funds in Madrasas, ISIS, Al-Qaeda, Boko Haram, ISIS Khorasan, terrorist training camps. That’s what it’s funding,” Perry said.

Perry also said that USAID had reported a $136 million allocation for the establishment of 120 schools in Pakistan, claiming that there was “no evidence” that the schools were actually built.

“USAID spent $840 million in the last year, the last 20 years, on Pakistan’s education-related programme. It includes $136 million to build 120 schools, of which there is zero evidence that any of them were built. Why would there be any evidence? The Inspector General can’t get in to see them.

President Donald Trump has previously advocated for the dissolution of USAID, accusing the agency of corruption in a post on his Truth Social platform. Elon Musk, whom Trump appointed to head the Department of Government Efficiency, has also voiced criticism of USAID, alleging that it conducts rogue activities.

Musk has described USAID as “a viper’s nest of radical-left Marxists who despise America” and has promised to close it down.

Among his other accusations, Musk has suggested that USAID engages in “rogue CIA work” and has even “funded bioweapon research, including COVID-19, which resulted in the deaths of millions.”

Trump stated that DOGE would “dismantle government bureaucracy, reduce excessive regulations, eliminate wasteful spending, and reorganise federal agencies — crucial to the ‘Save America’ initiative. This will create significant disruptions within the system, affecting many who are tied to government waste!”

[News Central]

Following the court order that the shares of Keystone Bank Limited previously held by the shareholders be forfeited to the Federal Government of Nigeria, the Central Bank of Nigeria (CBN) has assured members of the public that Keystone Bank Limited “remains sound, safe and fully operational.”

Daily Trust reports that the Lagos State Special Offences Court, Ikeja, ordered the forfeiture of 6.3 billion units of ordinary shares of Keystone Bank Limited, valued at N1.00 each, to the Federal Government of Nigeria.

Justice Hakeem Oshodi on Tuesday gave the order after Sigma Golf Nigeria Limited, represented by its Chairman, Umaru Hamidu Modibbo, pleaded guilty to the fraudulent conversion of N20 billion belonging to the Asset Management Corporation of Nigeria (AMCON) funds.

Since the forfeiture order, there has been panic among depositors of the bank over the safety of their funds.

But the apex bank on Friday allayed their fears, saying the bank remains fully operational and stable.

Ag. Director, Corporate Communications, Mrs. Hakama Sidi Ali in a statement stated that Keystone operations are fully secure, adding there is no course for concern.

The statement read: “We acknowledge that this development may have triggered customer concerns; however, we wish to underscore that the stability of the banking system and the safety of depositors’ funds remain our top priorities.

“Keystone Bank’s operations are entirely secure, and there is no reason for concern. For clarity, the Court Order merely reaffirmed the Central Bank of Nigeria’s prior decision to take over the management of Keystone Bank Limited in January 2024, following a change in its leadership.

“Since then, the CBN has closely monitored the bank’s operations to ensure they are in full compliance with regulatory standards, operational transparency, and the interests of depositors. As part of our commitment to safeguarding the financial system and building public trust, we shall continue to monitor the bank’s performance.

“We will take all necessary steps to protect the interests of depositors, staff, and stakeholders. Customers are also encouraged to contact Keystone Bank’s customer support or visit any Keystone Bank branch for inquiries or concerns.”

[DailyTrust]

The United States, US, Vice President, JD Vance on Friday identified the retreat of free speech across Europe as his greatest fear.

JD Vance said he is more worried about the lack of free speech in Europe than China and Russia.

He spoke at the ongoing Security Conference in Munich, Germany where he criticized the lack of values in Europe.

According to JD Vance: “The threat that I worry most about, vis-a-vis Europe, is not Russia, it’s not China, it’s not any other external actor.

“What I worry about is the threat from within: the retreat of Europe from some of its most fundamental values — values shared with the United States of America.

“Across Europe, free speech, I fear, is in retreat,” he added.

“Under Donald Trump’s leadership, we may disagree with your views, but we will defend your right to offer it in the public square — agree or disagree.”

The US Vice President also disclosed that mass illegal immigration is Europe’s ‘most urgent’ challenge.

He charged Europe to do more in curbing the issue of illegal migration, calling it the continent’s “most urgent” challenge.

“How many times must we suffer these appalling setbacks before we change course and take our shared civilization in a new direction?”

Vance also noted that European electorates did not vote to open the “floodgates to millions of unvetted immigrants.”

“We think it’s an important part of being in a shared alliance together that the Europeans step up while America focuses on areas of the world that are in great danger,” Vance said.

[DailyPost]

The United States (US) visa is the most sought-after in the world for relocation because of the exceptional life opportunities attached to it.

The US government issues US visas, which allow Nigerians and other non-citizens to enter the nation for specific reasons including travel, employment, or education.

The application process might seem overwhelming. However, with the right approach, it can be manageable.

Here are some tips to help make your application stronger and simplify the visa process:

1. Research your visa category

As a US visa applicant, you must thoroughly research the visa category that best suits your purpose of travel and gather all the necessary documents accordingly.

2. Prepare all documents

Present your supporting documents in an organised manner, making it easier for the consular officer to review and verify the information. 

3. Show Strong Ties to Nigeria 

Demonstrate clear reasons to return home, such as a stable job, family responsibilities, or business ownership.

4. Prove Financial Stability 

Ensure your bank statements show a steady income and sufficient funds to cover travel expenses. Large unexplained deposits before application can raise red flags

5. Provide a Detailed Travel Itinerary

Clearly outline travel dates, destinations, accommodation bookings, and planned activities.

6. Honesty

Be honest and transparent during the interview, because offering false information can lead to serious consequences and future visa rejections.

7. Avoid Overstaying Previous Visas

A history of overstaying visas in any country can negatively impact future applications.

8. Apply Early and Be Patient 

Avoid last-minute applications, as delays or errors in processing can affect your travel plans. Some embassies experience high application volumes, so apply well in advance.

9. Seek Professional Assistance If Needed 

If unsure about the application process, consult a professional immigration expert. Avoid visa agents who promise guaranteed approvals—no one can guarantee a visa.

10. Choose the Right Visa Type and Follow Application Guidelines

Apply for the visa category that accurately reflects your travel purpose (e.g., tourist, business, student).

[TheNation]

Binance’s Head of Financial Crime Compliance, Tigran Gambaryan, has refuted claims made by the Central Bank of Nigeria regarding the alleged outflow of $26 billion from the country through the crypto exchange platform.

Gambaryan, who was arrested in February 2024 on charges of money laundering and tax evasion, spent eight months at the Kuje Correctional Center in Abuja. The charges were dropped and left Nigeria in October 2024, following concerns about his deteriorating health and diplomatic considerations.

In a post on X (formerly Twitter) on Friday, Gambaryan stated that the $26bn figure quoted by the CBN was misleading, emphasising that it represented a cumulative trade volume, not actual funds leaving Nigeria.

“The $26bn figure they kept pushing publicly as some mystery money escaping Nigeria is complete “bullshit.” This information was provided in response to their request and was simply cumulative trade data for Nigerians on the platform,” he stated. 

“This money didn’t leave Nigeria—it was just people buying and selling crypto. For example, if you trade $100 a hundred times, that’s $10,000 in trade volume, but in reality, you only used $100. Again, just another example of them lying to cover up their “bullshit” investigation.”

In February 2024, CBN Governor Olayemi Cardoso claimed during a press briefing after the CBN’s Monetary Policy Committee meeting that Binance Nigeria had been involved in suspicious financial flows amounting to $26bn in transactions from unidentified sources.

“We are concerned that certain practices go on that indicate illicit flows, going through a number of these entities and suspicious flows. In the case of Binance, in the last year, $26bn has passed through Binance Nigeria from sources and users who we cannot adequately identify,” Cardoso said at the time.

The Binance executive further criticised Nigerian authorities for blaming Binance for broader economic problems, including the devaluation of the naira.

“They all knew that the naira’s devaluation was a direct result of Tinubu’s monetary policy, which depegged the naira from the dollar. I’m not saying this policy decision was wrong, but everyone understood that removing government intervention would lead to extreme devaluation. Instead of acknowledging this, they used Binance as a scapegoat,” Gambaryan stated.

Binance exited the Nigerian market in March 2024, following significant regulatory scrutiny and accusations. The CBN had expressed concerns about crypto exchanges handling illicit transactions, and there were calls for a ban on Binance and other platforms.

Gambaryan was arrested in Nigeria alongside his colleague, Nadeem Anjarwalla, a British-Kenyan dual national. Both were detained after arriving in Nigeria for meetings with government officials regarding Binance’s operations.

On Wednesday, I attended a valedictory session in honour of the late Stanley Shenko  Alagoa JSC, OFR, a retired Justice of the Supreme Court…which is where the ceremony took place.

I was invited because I am close to some of his relatives and I felt immensely privileged to be there while the Chief Justice (Madame Kudirat M.O. Kekere-Ekun) and other super-senior lawyers fulsomely praised Alagoa’s character and professional achievements.

Alagoa is remembered fondly and respectfully for several good reasons. A quintessential Niger Deltan gentleman from a premier league Bayelsa family, he was totally unmaterialistic, admirably erudite, appropriately reserved (hanging out with big men was not his thing) and so obviously principled that he is one of the few Nigerian judges who has never been suspected of collecting bribes.

Here is what the Attorney General of the Federation and Minister of Justice – Lateef Fagbemi, SAN – had to say about him:

“He was a stickler for rules and standards…[and] constantly insisting on the need to insulate the court from external influence and to protect the sanctity and integrity of the halls of justice.

“In the valedictory session held in his honour upon retirement from the Bench, having reached the mandatory retirement age of 70, His Lordship made the following bold pronouncements, which continue to resonate to this day:

“‘I will be failing in my duty especially at this time if I do not say a word or two about allegations of corruption in the judiciary. Time was when this canker worm was confined to the Magistracy and Customary or Native courts. With time, it is said to have spread and has now gained ground in the High and say say appeallate courts.

“’This trend must be worrisome to any discerning person as some highly placed persons including distinguished and respected retired Justices of the Supreme Court and other legal luminaries have expressed grave concern over this ugly trend…

“The greatest challenges to the judiciary are politicians followed by businessmen. Traditional rulers must also share in the blame. It is this class of persons that bribe, intimidate, harass or influence judges to depart from their sacred oath of office and the path of honour and rectitude…

“’A judge who hobnobs with this group may well be unwittingly allowing his position to be compromised and possibly jeopardised….A judge who is more at home in social circles may do well to question his suitability for the bench as the two are incompatible….

“’A judge must hold fast to his faith in God and be bold. This done, this class of persons, like bees, can only buzz around but must certainly lack the power and ability to sting….Only men and women of proven integrity and courage should be picked to sit on the bench…’”

You could have heard a pin drop when Fagbemi was reading his tribute to Alagoa; and I wondered, as I scrutinized the inscrutable faces of the judges in the chamber, whether any of them felt guilty or ashamed.

Many Nigerians have completely lost faith in the judiciary, mostly because of dubious judgements linked to election cases.

I am not saying that every single judge except Alagoa is dodgy or that every judgement I disagree with was arrived at dishonestly. I am simply saying that the Nigerian judiciary has a SEVERE image problem and urgently needs to cleanse its tarnished reputation.

Too many professions in this country, including my own, have lost credibility because of the actions of bad eggs who throw ethical considerations to the winds and sell out to the highest bidder, thereby betraying citizens who depend on them for objectivity, truth and fairness. Too many judges, politicians, etc, become greedy grabbers instead of the moral custodians they ought to be.

It is so sad.

DITCH THE WIGS!!!

My many friends and relatives who happen to be lawyers will be furious with me for saying this, but I have yet to come across any lawyer who looks good in his or her traditional headgear!

Those archaic white woollen wigs look absolutely ridiculous on pale skinned foreigners and even worse on black folks.

Whites at least have an excuse for wearing wigs…being that doing so is based on centuries-old Anglo Saxon culture. But what, may I ask, excuse do African lawyers have for copying them in the 2lst century?

Unattractiveness aside, the practice is downright slavishly colonial!

It is time for Nigerian lawyers to emulate their American counterparts who, if you ask me, look a zillion times more stylish.

Valentine’s Day is finally here! While some will go all out with luxury gifts and getaways, not everyone has the budget to splurge—especially with rising living costs in Nigeria.

But love isn’t about how much you spend.

Here are five thoughtful, budget-friendly last-minute gifts to make your partner feel special:

You can never go wrong with chocolates. Whether it’s Ferrero Rocher, Lindt, or a budget-friendly local brand, a sweet treat paired with a heartfelt note makes a simple but romantic gift.

Perfume

A good fragrance is always a winner. You don’t need designer brands—affordable, long-lasting scents from local perfume houses work just as well.

Movie Date

Skip the stress of shopping and enjoy a cozy night at the movies. Tickets range from N6,000–N9,500 per person, making it a fun and affordable Valentine’s plan.

Data Subscription

In today’s world, gifting data is the ultimate love language. With plans starting from N5,000, you’re giving the gift of seamless communication—because nothing says “I care” like staying connected.

Dinner at Home

Instead of an expensive restaurant, why not cook together? A home-cooked meal, good conversation, and a movie night can be just as romantic—without the hefty price tag.

At the end of the day, it’s the thought that counts. Choose a gift that speaks from the heart, and your partner will surely appreciate it!

[Vanguard]

Tigran Gambaryan, an executive of Binance Holdings Limited, has accused three federal lawmakers of demanding $150 million bribe during the conflict between Nigeria and the cryptocurrency firm.

Gambaryan alleged that the legislators demanded that the kickback be paid into their personal digital wallets.

The executive was detained by the Nigerian government from February 2024 to October 2024 over the activities of Binance in the country.

Gambaryan and Nadeem Anjarwalla, Binance regional manager for Africa, were arrested in Nigeria in February 2024.

The federal government had accused the cryptocurrency firm of manipulating FX rates in Nigeria and destroying the country’s economy.

Both men were arrested after they travelled to Nigeria for a meeting with officials of the federal government.

A month later, Anjarwalla escaped from custody, leaving Gambaryan to face prosecution.

In a post published via X on Friday, Gambaryan said he and Anjarwalla met with some officials of the Department of State Services (DSS) in January 2024.

The Binance executive said the meeting was a prerequisite to the planned meeting with members of the house of representatives.

He added that the DSS officials asked them to comply with whatever the federal lawmakers asked them to do.

“At the House meeting, there were three members present. They set up fake cameras and media to make the meeting appear official, but the cameras weren’t even plugged in,” he wrote.

“As you may already know, this ended with them asking for a $150 million bribe, paid in cryptocurrency into their personal wallets. A Mickey Mouse operation at its best.”

Some Unknown Facts- you can read the rest in the Wired article and the NPR story.

The DSS was involved in the House of Representatives matter. We met with them at their office on Friday, January 5, 2024, as a prerequisite to our meeting with the House of Representatives. They…

— Tigran Gambaryan (@TigranGambaryan) February 14, 2025

 

In May 2024, Richard Teng, the firm’s chief executive officer (CEO), alleged that some unknown persons in Nigeria demanded $150 million in digital currency to make their problems in the country “go away”.

Reacting to the allegation, the federal government accused Binance of blackmail.

[TheCable]

The Labour Party leader and Presidential Candidate of the party in the 2023 general elections, Peter Obi, is mourning the demise of his arch-supporter and the leader of the Afenifere, Pa Ayo Adebanjo, who passed at 96 years today.

Obi in lengthy condolences in X handle recalled Pa Adebanjo's words to him still stressing justice and equity

In the condolence, Obi said, "My family and the Obidient Movement got the shocking news of the passing on of our dear father and leader, Pa Ayo Adebanjo, who was a great pillar in the struggle for a new Nigeria.
"We extend our deepest condolences to the family and the Afenifere organization.
"His death is a profound loss to Nigeria and to all who cherish justice, equity, and truth. As the leader of Afenifere, Pa Adebanjo remained a steadfast advocate for a united and progressive Nigeria. His unwavering commitment to fairness and his relentless pursuit of a better nation have left an indelible mark on our country's history.
"One thing my political journey in life taught me, for which I am eternally grateful to God is bringing me close to a few great minds who helped to shape my perception of this land as a great country.
"One such person is Pa Ayo Adebanjo, the quintessential Afenifere leader
"I remain deeply grateful for his support during my presidential campaign. His endorsement was not merely a political gesture but a testament to his belief in the ideals of equity and inclusiveness. "He stood firm in his convictions against all odds demonstrating his dedication to the greater good of Nigeria.
The last time I spoke with him, his words left a lasting impression: “Always stand on the path of justice.” That advice remains a guiding principle in my life, and I reaffirm my commitment to upholding it in honour of his memory. In my association with Pa Adebanjo, I come to appreciate Nelson Mandela's words, “I like friends who have independent minds because they tend to make you see problems from all angles.”
"As we mourn his departure, let us also celebrate a life well-lived in service to humanity and commit ourselves to upholding the values he so passionately championed.
"May his death not be in vain. Instead, let it serve as a renewed call to action for all who believe in justice and fairness. As we extend our condolences to his immediate family and the Afenifere organization, may we find solace in the enduring impact of his remarkable life?

Signed
Umar Ibrahim
POMR Spokesman

Afrinvest West Africa Limited provided the above headline in its maiden ‘Afrinvest Monthly Update’ for 2025, as a rider to the main title of the publication. The headline suggests that there is an illusion about Nigeria’s economic progress; and goes on to question whether the nation is now stuck in this illusion of making progress.

It therefore becomes necessary to probe whether Nigeria has actually been making any economic progress, specifically in the past close to two years under the current Bola Ahmed Tinubu-led administration. This investigation is best done via an assessment of the state of a number of key economic indicators. 

In May 2023, when President Tinubu was inaugurated, inflation rate stood at 22.40 per cent; it rose steadily to stand at 28.92 per cent in December, 2023. It continued the spiraling until July and August 2024 when the rate dropped marginally to 33.40 per cent and 32.15 per cent respectively. The rate resumed its surge, and closed 2024 at 34.82 per cent.

In pursuit of the illusion of economic progress, however, the Federal Government seems bent on re-basing the measure of inflation—the Consumer Price Index (CPI). This, apparently, is to come up with an inflation figure that will give credence to a stable and growing economy. The National Bureau of Statistics (NBS) has, in the past couple of weeks, been working assiduously to realize the ‘desired’ result. We wait!   

On its own part, the Central Bank of Nigeria (CBN), since May 2023, has deployed everything in its armory of monetary policies to ‘tame’ the rampaging hyper-inflationary trend. Unfortunately, rather than depressing the inflation rate, the continued hike of the Monetary Policy Rate (MPR) which the CBN adopted, has caused unintended collateral damage to the economy.

The benchmark or indicative interest rate—MPR—that was at 18 per cent by May 2023, has been hiked to 27.50 per cent by end-2024; a jump of almost ten per cent. One of the upshots of this has been the prevalence of outrageously high interest rates charged by the Deposit Money Banks (DMBs) for all their (credit) facilities.

These interest rates have been ranging between 30 and 35 per cent per annum: rates that have pushed bank credits beyond the reach of most businesses, especially the Micro, Small and Medium-scale Enterprises (MSMEs). The CBN has also gone ahead to hike the Cash Reserve Ratio (CRR) from about 30 per cent to 50 per cent during the same period.

CRR is the percentage of deposits that banks (DMBs) must keep with the CBN, rather than lending out to customers. Fifty per cent CRR means that for every 100 naira deposited into any DMB, the bank is required to hold 50 naira in reserve with the CBN, and can only lend out the remaining 50 naira to customers.

So, both the high MPR and CRR pose a very tight constraint on the credit creation capacity and other functions of the DMBs, especially in a weak economy. Although the CBN has deployed the hiked MPR in structuring such facilities as the Treasury Bills to attract massive patronage, the gains remain too short-lived and disruptive to the economy.

Specifically, the highly priced (handsome yields) Treasury Bills have been attracting some quantum of foreign portfolio investments (FPIs)—but this is ‘hot money’ that has no capacity to bring stability to the volatile macro-economy. This market environment has also enabled the government (via debt instruments) to remain dominant in the capital/money market; thus, crowding out a good number of private sector participants.

It has therefore remained an illusion that the CBN has generated a huge foreign exchange (FX) inflow to strengthen and stabilize the naira. The ‘hot money’ generated through the FPIs have been leaving the Nigerian shores shortly after they come in. Their impact has been largely on paper, as captured in the Nigerian Exchange (NGX) periodic ‘Capital Importation’ reports.

The state of the naira exchange rate vis-à-vis the dollar and other hard currencies in the past 21 months is even more worrisome. From an official level of below N500/US$ in May 2023, the naira had crashed to a level of almost N2000/US$ before inching up to about N1500/US$ currently. The full floatation of the local currency mid-June 2023 practically rang the death knell for the Nigerian legal tender.

The policy of exchange rate determination by market forces (demand and supply) exposed the acute shortage of FX—leading to lingering excess demand over supply in the market. Although the CBN has tried so many initiatives to arrest the situation, the naira exchange rate has remained sticky at between N1700-N1500/US$.

Again, the battle (by the CBN) to strengthen the naira and stabilize the FX market is yet to be won. The minimal gains of the naira (though unstable) in recent weeks have remained shrouded in propaganda and self-adulation by the monetary authorities. For a currency exchange rate that dropped from N475/US$ to N1560/US$ in 20 months, any perceived progress (or gain) is certainly an illusion.

Another indicator (the price of fuel) presents even a more woeful and pathetic picture of illusion about so-called economic progress of Nigeria in recent times. From below N200 per liter at end-May 2023, the price of Premium Motor Spirit (PMS) has shot up to over N1000 per liter. On May 29, 2023, President Tinubu announced the fuel subsidy removal, and PMS’ price jumped instantaneously to about N700 per liter. This trajectory has been sustained.

The catastrophic impact of the subsidy withdrawal on the economic wellbeing of Nigerians is yet permeating all nooks and crannies of the country. Unprecedented level of high inflation; hunger and penury unleashed on the citizenry. Government’s resort to dispensing of palliatives at all levels of the polity to assuage the pains has proved ineffective and unsustainable.

Institutions like the IMF and the World Bank have been alerting Nigeria on the number of its citizens that have been pushed into poverty trap by the impacts of Government policies. Food insecurity has become an existential threat to millions of Nigerians that have been pauperized by the fallouts of economic policies. Staple food has gone out of the reach of millions—pushing the Government to ‘toy with’ the idea of ‘tax-free’ importation of some food items. But almost one year on, this policy is yet to yield any results!

In handling the ‘volcanic eruption’ caused by the unplanned fuel subsidy withdrawal, the Government, rather than expediting action in improving local refining, had resorted to issuing licenses to many more people to be importing PMS and other refined products. This is such that Nigeria has continued to depend almost hundred per cent on imported PMS for its local needs. 

Efforts of private concerns like Dangote Refinery to improve the bad situation met with deadly intrigues, chicanery, and even sabotage by the officialdom. Today, although Dangote Refinery has recorded a pyrrhic victory, the refining industry has been made scary for other discerning investors. Numerous hidden obstacles and landmines are set up for existing and intending investors in spite of liberalization. 

Even the much-publicized repair and re-streaming of some Government-owned refineries are yet to improve the horrible PMS supply situation in the country. The pricing of the commodity has gotten linked to the vagaries of oil price movement in the international market, and as such, local players (like Dangote) remain perpetually exposed to external headwinds.

This is why recent celebrations of the return of the Port-Harcourt and Warri refineries were only but part of the economic ‘progress illusion’. The issues (corruption) that saw the collapse of those national assets (refineries) over the years are yet to disappear. In point of fact, since the publicized repair, those refineries have remained in fits and starts. 

Government remains yet undecided as to whether to privatize those refineries or to keep on sinking huge public funds, running into billions of dollars, into endless maintenance of the ‘dead’ refineries. Or, perhaps Government is only content with parading the repairs of those refineries as part of its ‘illusory progress.’ Whichever way, every gauge of the economy reveals the nadir of hope.

This has become most obvious in the Federation Account Allocation Committee (FAAC) monthly (national) income sharing by the three tiers of government. From some hundreds of billions of naira usually shared by the Federal Government and the sub-nationals every month in the past, the amount has ballooned to trillions of naira in recent times.

But this seeming ‘bumper harvest’ is a mere ‘money illusion’—where the ‘huge’ sums doled out to the tiers of government are not worth much. Money, in Economics, is what money can buy. Therefore the thoroughly devalued and inflation-deflated naira being shared by FAAC has little value to tangibly improve the wellbeing of the people.

It is illusion, all over!

·      The author, Okeke, a practicing Economist, Business Strategist, Sustainability expert and ex-Chief Economist of Zenith Bank Plc, lives in Lekki, Lagos.